How do I check if a caravan is under finance?

Run a PPSR search using the caravan's VIN at ppsr.gov.au. It shows any registered security interest, which means finance is owed.

What happens if I buy a caravan with finance owing?

If a security interest is registered and you didn't do a PPSR search, the lender may be able to repossess the van. A clear PPSR certificate obtained before purchase generally protects private buyers.

Can you buy a caravan on finance?

Yes. Most caravan loans are secured against the van. See our caravan finance page to enquire, or estimate repayments with the loan calculator.

Guide

How to Check if a Caravan Has Finance Owing

If you buy a used caravan that still has a loan against it, the lender can repossess it, even after you've paid the seller. A PPSR search tells you before you hand over any money.