How do I calculate equipment finance repayments?

Subtract any deposit from the price, then apply the rate over the term, less any balloon. The calculator above gives monthly and weekly figures.

What is a balloon on equipment finance?

A lump sum due at the end of the term. It reduces regular repayments but increases total interest.

Can my ute tow a mini excavator?

Often yes for 1–2 t machines, but add the trailer's tare and check towing capacity, tow ball limit and GCM before you hitch up.

Equipment finance calculator

Equipment & Machinery Finance Calculator

Free equipment and machinery finance calculator. Estimate repayments with deposit and balloon, then check your ute can legally tow the machine and trailer.